PortlandNeighborhood.com

Welcome to YOUR Portland Neighborhood Community

This Week in Portland, Jan 17 - 24, 2009

Hello, Portland! I tried to sleep in this morning, but my puppy Buddha started licking my face at about 5am, trying to get me out of bed to feed him breakfast. He kept coming back every five or ten minutes for another lick fest, just in case I was thinking of dropping back to sleep. Who needs an alarm clock when you have a hungry puppy? Oh well, I needed to get up and write the blog anyway, so here I am, grouchy, with cup of coffee in hand and a (now satisfied) puppy sleeping and draped over my feet.

What crazy, awesome weather we are having this winter. I seriously enjoyed the sunshine this week, although I was trapped indoors working and didn't get to get outside long enough to soak up some vitamin D. At least I enjoyed the view out the window from the office. If you've been trapped indoors or have a touch of winter cabin fever, get out and enjoy some Portland fun with one of the great events posted on the Portland events calendar. There are several free Portland events worth a look, too!

Portland Event Picks of the Week

Classical Bass at the Schnitz Jan 17-19, 7:30pm, Arlene Schnitzer Concert Hall. "Double bassist Edgar Meyer, who recently performed in town with mandolin master Chris Thile from Nickel Creek, sits in with the symphony in a program that features Charles Ives’s moody, meandering tone poem “Central Park in the Dark” and Bass Concerto no. 1, a composition by the versatile Meyer himself."

Excellent Gentlemen Soul R&B Party at the Crystal Jan 17th at 8pm, the Crystal Ballroom. "Come get your groove on with Excellent Gentlemen,the Everyday Prophets, and DJ Sir Round!"

Obama Inaguration Celebration at Roseland Jan 20th at 7pm at The Roseland. "Featuring Shock, Marlon McClain,Lilla D'Mone and The Brazilian Lions, Devin Phillips, Cool Nutz, Animal Farm, Mic Crenshaw ft. Gen. Erik, Serge Severe, Slicksidedown, Linda Hornbuckle and Janice Scroggins."

Living the Legacy - A Tribute to Dr. Martin Luther King Jan 22 at7pm, PSU. "The marquee event of the MLK tribute, this year’s evening lecture will feature civil rights icon, Ambassador Andrew Young. There will also be a special musical performance by E.D. Mondane & Belief."

Single Parent Night OutJan 23 at 6pm, Barracuda. "IHeartSingleParents.com and Single Parent magazine are launching a series of monthly events called Single Parent Night Out that will begin on January 23rd and continue the 3rd Friday of every month at Barracuda Portland. Single Parent Night Out events are designed to give the single parent community and entertaining way to meet in person and enjoy some adult social time"

There are LOTS more events on the events calendar, so come check it out. Plus, check out the new feed of FREE Portland events, courtesy of AroundTheSunBlog.com, posted on the lower right side of the website. This week's free Portland events can be found here.

Have a Portland Event you want to share? Load it up on our Portland Event Calendar! If it catches our eye, you'll see it featured in our weekly Portland blog. Want to feature an event? Contact us for more details!


Portland Photo of the Week

Snowy Reflections by KurtR



Welcome, New Members
We blew past 430 members this week, and it is exciting to see the membership continue to grow. This is a great site to ask questions, join a Portland interest group (or start your own) and make connections with other Portlanders. We hope you enjoy it and we're happy you're here! If you have suggestions to improve the site, let us know! Say hello to this week's new members:


Corni7 - West Linn

Kenichi Hillis - Southeast

Christy

Lynn Barnes

Christine Hager - St. Johns

Wendy

OHSU- Pill Hill

Active Culture Frozen Yogurt - Southeast

Barbara

John Noel - Sunnyside

You've helped make this Portland community the very best in Portland! If you love this site as much as we do, please invite your friends!

Portland Neighborhood Spotlight On: The Pearl District
The Pearl District offers urban living at its finest. If you work downtown and enjoy city living, this is the place to be for an easy commute (walk or take the Portland Streetcar, light rail MAX train, or Tri Met bus to work and play). Located along the Willamette River downtown in an old warehouse district, the neighborhood offers a feeling of urban historic charm. With a seemingly constant array of new loft-style development underway, the neighborhood is alive with a sense of growth and change. Lofts and Townhomes are the norm for residential living. The bustling streets are lined with upscale shopping boutiques, art galleries, unique antique and home interior stores, and the requisite coffee shops and restaurants. There are urban parks and green spaces tucked amidst all this city bustle, and you'll see children playing in the fountains, and little city dogs scampering through their concrete jungle. The neighborhood is certainly thriving. Every time I come into the Pearl District, I see something new. The urban landscape is ever changing. Nearby of course, is Portland Downtown, Old Town and Chinatown, just over the river from the Broadway bridge is the Eliot neighborhood, Lloyd District and Rose Garden arena, and the Pearl is only minutes from the popular Northwest Nob Hill neighborhood and the lush green Forest Park.
Learn more about the Pearl District, here.


Blog, Forum, and Group Action
Come check the discussions and news on the community discussion forum, blog, and groups.
Biking in these dreary winter days...
Portland Wine Events and Tastings
Portland Friends of Trees
Information on Portland Area Hospitals
Turkey Crockpot Chili Recipe
Belly Timber Review
Growing Baby Green


Portland Real Estate Snapshot
How To Figure Out What Price Range You Can Afford For A New Home, by Ross Seligman

With the market in the buyer’s favor, people are scouring internet listings and visiting open houses all over Portland. But, before you fall in love with that $400,000 1912 bungalow, you better figure out what your price range is. The single best thing you can do before you start your search is to contact a mortgage broker. This is a volatile market and rates are changing daily, mostly in your favor. Even a slight rate change can greatly affect your buying power. A mortgage broker will be able to help you determine what your price range will be based on the market and your individual situation. But what are the determining factors?

Your debt to income ratio is a percentage figure that, using your income verses expenses, determines how much of a loan you can handle. This will directly relate to how much of a loan you will be offered. Anything above a 36% debt to income ratio is considered risky for a lender and can result in a higher interest rate. If it is too high, the loan may be denied. A general rule is that no more than 25% of your income should be used for housing expenses. With much higher priced homes, it is sometimes difficult to be under the 36% mark. There are different programs that allow for ratios above 36% such as VA or FHA loans.

Let’s figure this out in a real world scenario so that you can get a basic idea before talking to your mortgage broker. First, figure out all of your fixed expenses. You can leave out groceries, etc. What you are looking for are car payments, credit card payments, child support, etc. Keep that figure aside for the moment. Now take your monthly income which, for this experiment, we will say is $4500/month. 36% of 4500 is $1620. This is what your ideal monthly debt for home payments will be from a mortgage loan. Now subtract your expenses that you figured out earlier. For an easy figure, let’s say that your monthly fixed expenses are $620. After downpayment, your loan payments should be $1000/month. Depending on how much you will put down and the current interest rate, this will determine your buying power. To get a concrete figure, your smartest move is to consult with a mortgage broker. As always, I have many great ones that I am happy to refer. I hope this was helpful!

Visit my website where you can contact me and search all Portland Metro Area listings from the RMLS: www.propertiesofportland.com


Our Sponsor

Over 50,000 people per month read PortlandNeighborhood’s blog. Crazy, huh? Want a spotlight on your Portland business? Contact us for details! Be sure to visit Powell's and read the Portland Book Review of the Day! We've added a list of popular Powell's books in the right side margin of the site, to make it convenient for you to find your next great read!

Have a great weekend, Portland!

Views: 7

Comment

You need to be a member of PortlandNeighborhood.com to add comments!

Join PortlandNeighborhood.com

Latest Activity

BodyVox posted an event
Thumbnail

BodyVox Dance at Elk Cove Vineyards | June 30, 2018 at Elk Cove Vineyards

June 30, 2018 from 6pm to 8pm
Led by Emmy Award-winning choreographers Jamey Hampton & Ashley Roland, BodyVox is known for its visual virtuosity, distinctive wit, and unique ability to combine dance, theater, and film. Elk Cove and our sister winery Pike Road are proud supporters of BodyVox and Elk Cove founder Joe Campbell sits on the dance company’s board of directors. This year we are bringing BodyVox into the vineyard with an outdoor performance – bring your picnic! Saturday, June 306 – 8 pmTickets: $30 …See More
yesterday
Elisabeth Allie posted an event
Thumbnail

Nerd Communion: Geek in the City LIVE SHOW & Wine Tasting at Pairings Portland Wine Shop & Bar

June 20, 2018 from 7pm to 11pm
Come to Pairings Portland Wine Shop & Bar June 20 for Nerd Communion, where Portland’s premier award-winning nerdy podcast, Geek in the City, will host a wine tasting and record a live episode of the podcast at 7:00 pm! Just $30 to taste nine wines--three paired to Aaron Duran—also local writer of the La Brujeria comic book series and Welcome to Grizzlydale YA novels—Kaebel Hashitani—who perfectly portrayed Sulu in Portland’s late, lamented Trek in the Park—and Denise Espinoza—an inspiring…See More
Thursday
Karin Kaufmann shared their event on Facebook
Wednesday
Karin Kaufmann posted an event
Thumbnail

Artistic Portland Celebrates Local Beaches at First Thursday Art Walk 4-6 pm on July 5 at Artistic Portland

July 5, 2018 from 2pm to 6pm
Art Co-operative Artistic Portland will pay homage to the two rivers that flow through Portland by celebrating their beaches at the First Thursday Art Walk on July 5 between 4-6 p.m.  Outdoor landscapes will come indoors as local artists are inspired by the Willamette and Columbia rivers in the Portland area. Many of the member artists will be present to talk about their latest works and will encourage visitors to express their own creativity by painting a ceramic bisque-fired bowl.  Sponsor…See More
Wednesday
Elisabeth Allie posted an event
Thumbnail

Sci-Fi Pride Wine Tasting at Pairings Portland Wine Shop & Bar

June 14, 2018 from 7pm to 10pm
Join the PDX Guild of Geeks (the fantastic nerdy non-profit formerly known as PDX Browncoats) for a wine pairing fundraiser from 7:00 to 10:00 pm on Thursday, June 14th at Pairings Portland. We'll be raising our glasses to celebrate LGBTQA+ characters in science fiction and fantasy in honor of Basic Rights Oregon's Racial Justice program. We’ll be pairing wines to five of our favorite LGBTQA+ characters,…See More
Jun 8
BodyVox posted events
May 31
Heidi posted an event
Thumbnail

15th Annual Buddhist Festival in the Park: Growing in Gratitude at Colonel Summers Park

June 2, 2018 from 11am to 4:30pm
Dharma Talk and Panel Discussion on the Theme of Growing in GratitudeWorkshopsActivities for ChildrenTabling by Buddhist CommunitiesBuddhist Peace Fellowship, Portland is proud to host the 15th Annual Buddhist Festival in the Park on Saturday, June 2, with the theme "Growing in Gratitude."  Gary Sanders, a teacher at Portland Insight Meditation Community, will give the keynote Dharma talk. He is excited about the theme of gratitude. He loves doing gratitude practices as a part of the practice…See More
May 27
Karin Kaufmann posted an event
Thumbnail

Artistic Portland Celebrates Five Year Anniversary During Month of June 2018 at Artistic Portland

June 1, 2018 from 10am to 8pm
The Art Co-operative will have a month-long celebration beginning at the First Thursday Art Walk between 4-6 p.m. on June 7, 2018.  Five years ago June 1 a group of local artists opened their doors in the Hollywood District to sell their art to the public.  Two years later the Art Co-operative expanded by moving downtown to a larger space with more artists.  Celebrating that five year milestone the Co-op will be holding a drawing on Saturday, June 30, with many of the member artists donating…See More
May 19

Badge

Loading…

Powell's Books Picks

© 2018   Created by Lorri E..   Powered by

Badges  |  Report an Issue  |  Terms of Service